Estate Planning Information


Estate planning encompasses the growth, conservation, and transfer of an individual’s wealth through the creation and maintenance of an “estate plan.”  The purpose of estate planning is to develop a strategy that will maintain the financial security of individuals through their lifetime and facilitate the intended transfer of their property and assets at death, while taking into consideration the unique circumstances of the family and the potential costs of different methods.

All too often, we hear:

  • "I'm too young to do estate planning."
  • "All my property is titled in joint tenancy with my spouse so I don't need a will."
  • "Estate planning is only for the super-rich."
  • "Estate planning is too complicated and expensive."
  • "Doesn't the government provide for that?"
  • "We did our wills right after we got married 30 years ago and see no need for further planning."

If you seek advice and guidance with regard to your estate planning needs, please view our website and search for a the type of member that meets your needs.  As an alternative, you can search for an Accredited Estate Planner® (AEP®) or Estate Planning Law Specialist (EPLS) designation holder in your area on the National Association of Estate Planners & Councils website.

Featured Articles

Bonnie Kraham: The two major failings of elder law estate planning

n Protecting your assets from the costs of long-term care and qualifying for government benefits to pay for the care. n Transferring your assets to your heirs when you want, the way you want with the least amount of court costs, legal fees, and avoiding family disputes on death. n Keeping your assets in ...

End of year financial planning tips

Review your estate plan. In addition to looking at your portfolio, you will also want to review your estate plans to ensure they are up-to-date with any changes that have occurred in 2017. You will want to review your designated beneficiary forms and transfer on death (TOD) deeds for all financial accounts ...

Estate Planning For Unmarried Couples

Ray's Take Times change. And more couples put off getting married for numerous reasons. People are marrying at a later age and sometimes not at all. Older Americans who have been widowed or previously divorced are deciding to cohabit instead of marrying. While there are many good reasons to ...

Why an estate plan should be a resolution for 2018

As the 2018 new year quickly approaches, many are considering a resolution that will have an immediate impact on their lives. Most resolutions will revolve around general wellness on a singular level: eating healthier, exercising more or getting out of debt. However, no resolution will be as impactful to ...

RAA Announces Gary Peterson as Vice President, Financial Consultant

With approximately $2.6 billion in assets under management, RAA provides personal solutions for 401(k) professional investment management, retirement and income planning, investment management, estate planning, survivor assistance, insurance guidance, tax return preparation and planning.